Mariah Hudler is a Financial Strategy Coach, author, speaker, and Certified Financial Therapist (CFT™) who helps busy individuals, couples, and families make confident, flexible financial decisions. With a background in clinical social work and financial strategy, she makes money feel more human, practical, and doable through every stage of life.
What Does a Financially Flexible Life Really Look Like? When people ask what a financially flexible life actually looks like, I often think back to...
Combining finances before marriage can feel surprisingly… activating. Like, “we love each other, why does this conversation suddenly feel like a pop...
Getting married means combining more than schedules, furniture, and family traditions. It also means bringing together money habits, beliefs, fears,...
Becoming a parent changes your life in beautiful, exhausting, expensive, and often very humbling ways. Even if you feel emotionally ready, the...
You aren’t bad at budgeting; you are just overwhelmed by the calendar. Learn the 3 phases of seasonal overspending and how to prepare your finances for high-pressure months before they happen.
You aren’t spending because you lack discipline; you’re spending because you’re running on fumes. Learn the psychology of “depletion spending” and discover low-effort, shame-free ways to control emotional spending when you are totally burned out.
When anxiety hits, does your wallet come out? Emotional spending isn’t a character flaw, it’s your internal alarm system asking for safety. Learn how to quiet the alarm without draining your bank account.
If you’ve ever found yourself staring at an online checkout screen at 11 PM, wondering how you got there, you aren’t alone. Maybe it was a tough day...
Emotional spending rarely starts with a number. It starts with a feeling. In high-cost, high-pressure lives, spending can quietly become a way to...
A trauma-informed guide to understanding the feelings that shape your financial habits Emotional spending shows up quietly for many of us,...
Money isn’t just math—it’s memory and nervous system. This recap explores financial trauma and travel rewards, values-based money dates for couples, and simple guardrails (PIF autopay, one points purpose) so you can turn stress into options—and actually enjoy the trips you plan.
When my husband retired at 50, we reached the goal we had started talking about ten years earlier. But the biggest change was not crossing a...
Financial stress often doesn't come from a single event—it's cumulative. Rising living costs, unexpected expenses, and economic uncertainty can make...
Have you ever experienced that moment when financial anxiety punches you right in the stomach? Well, let me tell you about my recent experience. My...
I recently helped organize the University of California, Berkeley (Cal) Summer Welcome Party for new students from Sacramento, California put on by...
Embarking on the journey of parenthood involves navigating crucial conversations that often slip away amidst the daily hustle and bustle. One such...
Have you ever done something that you were scared to do but did it anyway? I recently took a big step in my career. I retired as a medical social...
In today's rapidly changing economic landscape, achieving generational wealth is more than just accumulating financial assets; it's about securing a...
In the complex landscape of personal finance and building generational wealth, the pursuit of wealth often involves more than just dollars and...
An important part of my overall wellbeing is traveling and having adventures, especially with my family. Being a busy mom, wife, daughter, employee...
Money matters can be a significant source of tension and discord in relationships. Disagreements about finances can strain even the strongest...
Have you ever had a conversation with your money? Yes, that's right a conversation with your money. It is highly likely you have not, but...
Knowing your money scripts can be highly beneficial for a real estate agent in several ways. This blog post aims to define money scripts and how...
Financial Wellness Groups, focused on finances and emotions, can provide a supportive and transformative environment for individuals, couples, and...
Nature-based coaching, also known as ecotherapy or green therapy, is a coaching approach that recognizes the interconnectedness of human beings with...
Have you ever thought about paying off your mortgage early? Well, it has been on our radar since my husband and I started getting serious. But, we...
With recent bank instability, including the collapse of Crypto Bank, Silvergate, and SVB Financial Group in Santa Clara, it is understandable that...
How does managing your money every month make you feel? For many, it feels overwhelming, stressful, limiting, and frankly, frightening. Building a...
You are more than capable of learning new money skills, building better relationships, and teaching your kids better habits with money, and it all...
Let’s face it, talking about money can be awkward. Couples across the country struggle to communicate about finances, coworkers don’t know how to...
Financial Wellbeing Coaching is becoming more relevant for those looking to work through obstacles of all sorts and accomplish their...
Illness adds stress to our lives and our bodies in countless ways, from the physical pain and stress that chronic illness causes to the mental...
Where do we start with our kids and money? The earlier the better. This video goes over ways to get your kid started as well as essential money...
Divorce can be stressful and overwhelming. This video reviews the main things to consider to best prepare yourself emotionally and financially. More...
Prenuptial agreements are a preventative tool. They protect couples both financially and emotionally. And, customizing your agreement before you...
Teaching kids about money early can help them develop the skills they need to build financial wellbeing and financial resilience for years to come....
Ending a relationship can signal the start of a huge life transition, and divorce can bring a wave of changes to many rhythms in life. House chores,...
Summer is here, with the season of weddings, new bonds, and new beginnings in full swing. While recent engagements bring all the wonderful emotions...
The Trip of a Life Time As a family of three, we traveled to Lapland, Finland in search of a big adventure this past December. It was the most...
How financially intimate are you and your partner? In this video, I go over my Couples Mindful Money Conversations Premarital Money checklist. This...
As a pandemic has rocked the nation, healthcare has been a hot topic on every news channel, and preventative care has become a major conversation....
Relationships start with all sorts of excitement, fireworks, and butterflies. But over time, the chaos subsides, and we find a natural rhythm to...
Practicing Receiving and Giving Well Wishes Welcome to my Mindful Money/How Do I Practice Loving Kindness? series. These videos aim to help connect...
How do you deal with stress? Honestly, in your everyday life, when you face financial stress or your partner gets on your nerves, how do you deal...
In honor of International Women's Day, I would like to shine light on domestic violence that women experience worldwide which includes financial...
February, in the US, is often known for being a month dedicated to and all about love. But February should not only be about valentines, it should...
February is commonly known as the month of love, where kids pass out Valentine’s Day cards, couples spend romantic evenings together, and candy...
Practicing Loving Kindness Welcome to my Mindful Money/How Do I...? series. These videos aim to help connect your mind and body in supporting your...
A New Year is always such a magical time, full of possibility as January 1st hits with a feeling of freshness in the air. For many, New Year’s...
You may not know this about me but I love adventure. It is a core value of mine. In my blog, I often talk about values based financial decision...
During the month of December we’re bombarded with commercials, emails, and endless posts that advertise the joy of giving to others. The perfect...
As the holiday season quickly approaches, many of us can feel an overwhelming sense of financial stress. While we want to feel gratitude and joy in...
From scary clowns to haunted houses and things that go bump in the night, Halloween brings to light some of our deepest fears. While you curl up on...
Why does it always feel like money is such a struggle? Whether it’s an unexpected bill that just popped up or an emergency that you never saw...
Financial Independence Financial independence (FI) is the status of having enough income to pay one's living expenses for the rest of one's life...
What do you dream about doing if money wasn’t a factor? Would you buy your dream home? Take the vacation of a lifetime with family or friends? ...
When was the last time you looked at your money and felt hopeful? For many people, checking a bank balance, opening a credit card statement, or...
Most people hear the word “budget” and instantly cringe. Budgeting usually feels restrictive, like it will keep you from having any fun or buying...
Scroll through social media or turn on the TV and you’ll find yourself faced with pictures of gourmet dinner dates, perfect destination vacations,...
Money can bring out all kinds of emotions, especially when tied to big ideas like what you want to do with your life. There’s a widely accepted idea...
As part of honoring Women's History Month and International Women's Day (March 8), March blogs are dedicated to inspiring money (hi) stories that...
Do you ever wonder why you look at money so differently compared to your friends, coworkers, or significant other? People come from all sorts of...
February, in the US, is often known for being a month dedicated to and all about love. But February should not only be about valentines, it should...
It’s time to acknowledge the literature and research about money and relationships. Scream it from the top of your lungs: “Money will impact my...
According to Brad Klontz, a financial psychologist, CPA, researcher, and author, he reports that a person with money vigilance is alert, watching,...
The holidays are quickly approaching and will look different this year secondary to the pandemic. However, no matter what your financial situation,...